Play begins with two hands of two cards being dealt on the table: the banker's and the player's. The player must then bet on which hand they think has a value closest to 9 or can also choose to bet on the hands being a tie. Face cards and 10s have a value of 0; aces are worth 1 and all other cards are worth their face value. If the value of the two cards totals 10 or over, then the first digit of the total is discarded. For example, if a 8 and a 6 are showing, the 1 is eliminated and the value becomes 4, not 14. In some situations a third card may be dealt. There is a series of conditions for when the player and/or the banker may or may not stand or hit. These are compulsory rules which the betters do not have an influence on using any Baccarat Strategy.
Once the bets have been made, the dealer will turn over the cards and if your hand is closest to nine you will have beat the casino. A winning bet on the player having the better hand pays out two times your original bet, a winning bet on the banker pays out two times your original bet minus a 5% commission and a winning bet on a tie will generally pay 8 to 1 or 9 to 1 odds. If you bet on either the dealer or player and the result is a tie, your bet will be returned to you and you.
Once the outcome has been decided and the winnings distributed, a new phase of play will begin and the player will try again to beat the casino using their Baccarat Strategy.